Category: News

There is still time to capture these once-in-a-generation FIXED MORTGAGE RATES! CONSIDER:If you did a cash out refinance in 2020 let’s take a look at converting that to a rate and term refinance at a much lower rate. Keep your payment the same but reduce the loan term generating MUCH more equity in your home at a MUCH faster rate.

Choose a cash-out refinance and you can easily consolidate high-interest debt into one new primary mortgage using the equity from your home. Use it to pay off high-interest credit card debt or student loans, and you can improve your overall monthly finances. Contact us, and we’ll get you started. NMLS1921588 317-372-4923SUPPORT@ADVENTHOMEFUNDING.COM

Spring is traditionally the busiest home buying season but is it a good idea to close on a home during the winter? According to a recent ATTOM Data Solutions seven year market study, it showed that buyers who closed on January 26 actually got some of the best deals, paying market value in a competitive market while buyers in June paid close to seven percent premium above market value! An example of this in actual numbers would have a $300,000 house costing almost $25,000 more in June than January! Currently inventory is tight in most markets which applies upward pressure on pricing, and the spring buying season is likely to show this, however housing construction was up five percent last fall to help meet demand. Rates are also at record…

A question a lot of potential home sellers are asking is should I put my house on the market now? 🤔 Every situation and location varies of course, but there are some general pros and cons. One pro is rates are historically low right now, so that is a pro. Another reason is well lets be real, there is economic uncertainty so you may want to sell now for that reason. The cons would be that while we are starting to open up again ( 🥳 ), there are still going to be people apprehensive about going house shopping right now. There are great virtual open house tools that will help (but we usually recommend checking out a house in person before actually purchasing. Of course we won't be in…

As we are in unprecedented times, many of us need help. If you are worried about making a payment next month, you maybe able to delay or reduce your mortgage payment. Please check the link for more details https://www.consumerfinance.gov/ask-cfpb/what-is-forbearance-en-289/

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